MALAYSIA PROPERTY PURCHASING GUIDE (Non Malaysian)
STEP 1
DEVELOPER VERIFICATION
(ANTI-SCAM)
Before any money is sent, the buyer must verify the project’s legitimacy through the TEDUH Portal (KPKT).
Official Website: https://teduh.kpkt.gov.my
Search: Use the project name to check for a valid APDL (Advertising Permit & Developer’s License).
Verify HDA Account: The bank account for payments must be the official Housing Development Account (HDA) linked to that specific developer and project.
STEP 2
WIRE BOOKING FEE
(GLOBAL BANKING)
Bank Instruction: Use the "OUR" code. This ensures the sender pays all fees, and the developer receives the exact 100% amount.
Safety: NEVER transfer to a personal name, an agent’s account, or a general company account. Only transfer to the HDA verified in Step 1.
STEP 3
iDsaya APP REGISTRATION
The App: Download iDsaya (official 2026 Digital ID for e-SPA).
Registration:
Supported Nationals (MY, CN, TW, JP): Application via SMS activation.
Unsupported Nationals (All others): If SMS fails, request the lawyer to initiate a Manual Email Activation through the provider.
eKYC: Scan Passport and perform a facial "Liveness Check" in-app.
STEP 4
SIGNING &
REMOTE WITNESSING
Courier: Lawyer sends physical State Consent and Loan Documents to the buyer’s home.
Remote Witnessing: Under Bar Council Ruling 14.11, the lawyer schedules a recorded Video Call.
Execution: The buyer signs the physical documents on camera and simultaneously uses the iDsaya app to sign the digital e-SPA.
Return: Immediately courier the signed physical originals back to Malaysia.
STEP 5
DOWNPAYMENT &
FINAL CHARGES
10% Balance: Transfer the remaining deposit via TT (Select "OUR" code).
Legal Fees: Transfer to the Lawyer’s Client Account.
